What is owner financing?

Owner financing is simple. The owner of the vehicle or item has already received financing for it. Their life has changed in some way that they need someone to take over the payments. A buyer takes over those payments and will receive the title once the loan is paid in full or they refinance under their name at a later date and will receive it from the new loan company.

Why would I want to sell through owner finance?

• Need to sell quickly
• Unexpected life changes such as pregnancy, lose of job, pay decrease, relocation, health problems, death,
• Simply can no longer afford loan and need someone to take your payments
• Want to avoid repossession
• Want to keep your credit in good standing
• Vehicle or item is "upside down". You are unable to sell the vehicle for what you still owe on your loan.

Why would I want to buy through owner finance?

• You have the funds to make the payments but due to life expereiences like divorce, business issues, running for office, or moving from another country you do not want the item to be on your credit at this time
• You need to get a vehicle or item fast and do not have the time to wait for a loan
• The loan industry has changed and you do not want to pay the ridiculous fees or you are not comfortable with the terms of the loan
• No credit check
• You would rather make payments on an item than pay the entire balance up front.

If any of these situations sound like you please call 303-663-1900

or visit us at www.assumervpayments.com